Dollars & Sense for Ducks

Financial Flight Plan is a University of Oregon program dedicated to creating a community of financially literate students. We want to empower students to take control of their financial future!

On this blog you’ll find all kinds of tips and tricks for stretching your college student budget. We’ll post about saving on food (without feeling deprived), spending less than you earn and finding free and low-cost activities in the Eugene area.

  • Quick Tips About Student Loans
    College is not cheap!  Many students take advantage of the opportunity to receive assistance for their education.  This investment is important, but being mindful throughout the process is critical! Know your interest rates! Interest rates can sneak up on you if you do not pay close attention!  Some key questions to ask about interest rates…
  • Don't be Afraid to Become More Financially Independent!
    By: Karalyn Arnett College is a whole new start. You’re moving away from your family, some are even moving miles away from their entire support system. It can be scary moving into a new environment knowing that you are going to have to become more financially dependent on yourself, but there are resources available for…
  • Who's Thinking About Housing?
    By: Brianna Hayes Planning to stick around Eugene over the summer?  Taking summer classes?  Maybe you have a summer job or internship?  Well, it is time to start planning for housing!  Here are a few quick tips and reminders about the process. Social Media is Your Friend! Whether you are trying to find a place…
  • 3 Things I Didn't Know About Getting an Internship
    By: Brianna Hayes Opportunities are out there! As college students, it seems like information is constantly being thrown at us.  We are suppose to do well in our classes, be active on campus, and simultaneously prepare for our futures.  Perfection may be impossible but prioritizing is not! I found it most helpful to organize all…
  • Starting Financial Aid as a Freshman
    By: Karalyn Arnett Have you signed your intent to register, looked over your financial aid award package, and now you are stuck between figuring out where to go next? Here is a guide to help you get your financial aid started and ready to go leading up to your freshman year. Step 1: Navigating DuckWeb…
  • Eating Out While Also Stretching Your Dollar
    By: Karalyn Arnett Students love to go out to eat, but you have to be able to stretch your dollar. Eugene has a variety of different food options available from 5 star dining to a dollar menu. I’ve looked into some resources that can help you find deals to enjoy on your next night out.…
  • Make Financial Literacy Month Count!
    By: Karalyn Arnett Happy April and Happy Financial Literacy Month! This month The Office of Student Financial Aid and Scholarships is encouraging students to focus on financial goal setting and financial literacy in general. The office’s financial literacy program, Financial Flight Plan, is also doing outreach on campus in front of the EMU to get…
  • Steps to a Monthly Budget
    By: Karalyn Arnett Everyone needs a budget. If you have a small source of income, a large source of income, or even just your financial aid refunds you should have a plan on how you are going to stretch out your money. A budget can sound intimidating to a beginner, but if you are living…
  • Time to Look for Housing!
    By: Karalyn Arnett Have you been looking for a place to live with the new friends you made while in the dorms in college? Then you probably know that rent is expensive. Getting an apartment is what the majority of students decide to do when moving out of the dorms. It is the next step…
  • $ALT: What It Is and 5 Ways to Use It
    By: Angela Hahn If you come into the financial aid office to ask about scholarship opportunities, chances are that the person sitting at the counter suggests that you use Salt. Now you’re sitting at home asking yourself, “What the heck is Salt, again?” let me tell you! Salt is an organization that the University of…
  • Verification is Important
    By: Karalyn Arnett You took advantage of the early FAFSA deadline and submitted your application in October, but now what do you need to start thinking about to ensure you’re ready to go for Fall term 2017? Verification requirements! You may have gotten an email from the financial aid office letting you know that you…
  • New Year, New Financial Goals
    By: Karalyn Arnett Happy 2017! New year, new you - right? Ok, maybe not for all of us. If anything, at least try to make some new financial goals for yourself! You do not have to do anything large, but if you are able to put some money aside each month from whatever your source…
  • 10 Things You Should Do For Financial Aid This Winter Break
    By: Angela Hahn It’s finally the most wonderful time of the year! Over the long break it’s important to relax, and enjoy time with family and friends but there are a few things you should get done in between festivities! Fill out the FAFSA! Make sure you get a confirmation e-mail too. If you do…
  • Cheap Ways to Stay Relaxed
    By: Karalyn Arnett Week 10 pops up out of nowhere for some students. Students are just getting off break and back to campus to face their heavy work loads. Final projects, papers, group meetings and work. All this happens during Week 10 and it can be a lot to organize. The best way to take…
  • Become Your Own Barista
    By: Karalyn Arnett Coffee, for me, is typically what tends to push my budget over the edge sometimes. Staying at $10 a week is what I plan for when I put together my budget for the term. Depending on my order that allowance lasts for two or three trips. Here are a couple of ways…
  • Decrease your Loans Today!
    By: Angela Hahn If you want to take out fewer loans, you need to find more scholarships! To find scholarships to put in your planner, you need to be looking in a few different places. The first is the Financial Aid and Scholarships website (financialaid.uoregon.edu), as a continuing student of any major, you can apply…
  • Do You Have Interest?
    By: Angela Hahn The term keeps going even if you don’t. It’s officially week six which means that we are in the midst of midterms, Halloweekend coming to a conclusion, and sicknesses are running rampant. While it may be a challenge to accomplish, with staying up to celebrate or to study, it is very important…
  • Who Are The Bloggers?
    Read below to find out some more information about our three student bloggers:     Angie is a first generation college student who is double majoring in sociology and theatre arts. She is currently a junior and will graduate spring of 2018. Outside of class, Angie enjoys dancing, writing, and spending time with her pupper,…
  • The More You Know...
    By: Angela Hahn For me, some of the most stressful moments of college happened before I even walked on campus my freshman year. As a first generation college student, I had a very remedial understanding of anything that had to do with financial aid. I was aware of what FAFSA was, I mean, I knew…
  • Don't Play Yourself
    By: Karalyn Arnett Did you receive a refund? It could be tempting to spend it all without thinking 11 weeks down the road when you have rent due in December and winter break is right around the corner. Don’t be left without money. Plan ahead by making sure you are on track to receive your…