Dollars & Sense for Ducks

Financial Flight Plan is a University of Oregon program dedicated to creating a community of financially literate students. We want to empower students to take control of their financial future!

On this blog you’ll find all kinds of tips and tricks for stretching your college student budget. We’ll post about saving on food (without feeling deprived), spending less than you earn and finding free and low-cost activities in the Eugene area.

  • Study Abroad Workshop Recap
    By: Karalyn Arnett Did you miss Financial Flight Plan’s second workshop of the term? This workshop was all about letting students know about their financial aid resources related to a study abroad program. Here is a quick recap to get you caught it. The first step you have to take is making sure you have…
  • 5 Things To Do After You Have Filled Out Your FAFSA
    By: Karalyn Arnett TIME TO GET THE 2018-2019 FAFSA DONE! FAFSA is always lingering at the back of college students minds, but get rid of the lingering thought by completing your FAFSA today! In 2016 Federal Student Aid released the FAFSA application as early as October 1st - that went so well they did it…
  • Are You Budgeting More and Borrowing Less?
    By: Karalyn Arnett Welcome back to campus, Ducks! It’s that time of the year when the excitement to be back on campus dies down (only a little bit) and students and faculty get settled into their new apartments and classrooms. All of us here at the financial aid office want to make sure that as…
  • The Search for Scholarships
    By: Karalyn Arnett My position at the financial aid office gives me the opportunity to work with students who have drastically different backgrounds. I talk to students who are eager to find scholarships to help fund their education, students who are completely overwhelmed by the process of financial aid and are just looking for a…
  • Credit Essentials
    By: Brianna Hayes Credit is important.  There are many discrepancies about credit.  Some people live by it and others stay clear of it, but you cannot run from it.  There are certain advantages that come from establishing and maintaining strong credit, and there are also things that everyone should be cautious about in regards to…
  • Directions to Get Summer Aid!
    By: Karalyn Arnett The summer term is great for taking classes. You can enjoy the sunshine while you study and the classes are generally a bit shorter than the normal fall, winter, and spring terms. The financial aid office does offer financial aid during the summer term, but it will be primarily loans - direct…
  • Quick Tips About Student Loans
    College is not cheap!  Many students take advantage of the opportunity to receive assistance for their education.  This investment is important, but being mindful throughout the process is critical! Know your interest rates! Interest rates can sneak up on you if you do not pay close attention!  Some key questions to ask about interest rates…
  • Don't be Afraid to Become More Financially Independent!
    By: Karalyn Arnett College is a whole new start. You’re moving away from your family, some are even moving miles away from their entire support system. It can be scary moving into a new environment knowing that you are going to have to become more financially dependent on yourself, but there are resources available for…
  • Who's Thinking About Housing?
    By: Brianna Hayes Planning to stick around Eugene over the summer?  Taking summer classes?  Maybe you have a summer job or internship?  Well, it is time to start planning for housing!  Here are a few quick tips and reminders about the process. Social Media is Your Friend! Whether you are trying to find a place…
  • 3 Things I Didn't Know About Getting an Internship
    By: Brianna Hayes Opportunities are out there! As college students, it seems like information is constantly being thrown at us.  We are suppose to do well in our classes, be active on campus, and simultaneously prepare for our futures.  Perfection may be impossible but prioritizing is not! I found it most helpful to organize all…
  • Starting Financial Aid as a Freshman
    By: Karalyn Arnett Have you signed your intent to register, looked over your financial aid award package, and now you are stuck between figuring out where to go next? Here is a guide to help you get your financial aid started and ready to go leading up to your freshman year. Step 1: Navigating DuckWeb…
  • Eating Out While Also Stretching Your Dollar
    By: Karalyn Arnett Students love to go out to eat, but you have to be able to stretch your dollar. Eugene has a variety of different food options available from 5 star dining to a dollar menu. I’ve looked into some resources that can help you find deals to enjoy on your next night out.…
  • Make Financial Literacy Month Count!
    By: Karalyn Arnett Happy April and Happy Financial Literacy Month! This month The Office of Student Financial Aid and Scholarships is encouraging students to focus on financial goal setting and financial literacy in general. The office’s financial literacy program, Financial Flight Plan, is also doing outreach on campus in front of the EMU to get…
  • Steps to a Monthly Budget
    By: Karalyn Arnett Everyone needs a budget. If you have a small source of income, a large source of income, or even just your financial aid refunds you should have a plan on how you are going to stretch out your money. A budget can sound intimidating to a beginner, but if you are living…
  • Time to Look for Housing!
    By: Karalyn Arnett Have you been looking for a place to live with the new friends you made while in the dorms in college? Then you probably know that rent is expensive. Getting an apartment is what the majority of students decide to do when moving out of the dorms. It is the next step…
  • $ALT: What It Is and 5 Ways to Use It
    By: Angela Hahn If you come into the financial aid office to ask about scholarship opportunities, chances are that the person sitting at the counter suggests that you use Salt. Now you’re sitting at home asking yourself, “What the heck is Salt, again?” let me tell you! Salt is an organization that the University of…
  • Verification is Important
    By: Karalyn Arnett You took advantage of the early FAFSA deadline and submitted your application in October, but now what do you need to start thinking about to ensure you’re ready to go for Fall term 2017? Verification requirements! You may have gotten an email from the financial aid office letting you know that you…
  • New Year, New Financial Goals
    By: Karalyn Arnett Happy 2017! New year, new you - right? Ok, maybe not for all of us. If anything, at least try to make some new financial goals for yourself! You do not have to do anything large, but if you are able to put some money aside each month from whatever your source…
  • 10 Things You Should Do For Financial Aid This Winter Break
    By: Angela Hahn It’s finally the most wonderful time of the year! Over the long break it’s important to relax, and enjoy time with family and friends but there are a few things you should get done in between festivities! Fill out the FAFSA! Make sure you get a confirmation e-mail too. If you do…
  • Cheap Ways to Stay Relaxed
    By: Karalyn Arnett Week 10 pops up out of nowhere for some students. Students are just getting off break and back to campus to face their heavy work loads. Final projects, papers, group meetings and work. All this happens during Week 10 and it can be a lot to organize. The best way to take…