Dollars & Sense for Ducks

Financial Flight Plan is a University of Oregon program dedicated to creating a community of financially literate students. We want to empower students to take control of their financial future!

On this blog you’ll find all kinds of tips and tricks for stretching your college student budget. We’ll post about saving on food (without feeling deprived), spending less than you earn and finding free and low-cost activities in the Eugene area.

  • Make Financial Literacy Month Count!
    Happy April and Happy Financial Literacy Month! This month The Office of Student Financial Aid and Scholarships is encouraging students to focus on financial goal setting and financial literacy in general. The office’s financial literacy program, Financial Flight Plan, is also doing outreach on campus in front of the EMU to get students, like yourself,…
  • Steps to a Monthly Budget
    Everyone needs a budget. If you have a small source of income, a large source of income, or even just your financial aid refunds you should have a plan on how you are going to stretch out your money. A budget can sound intimidating to a beginner, but if you are living paycheck to paycheck…
  • Time to Look for Housing!
    By: Karalyn Arnett Have you been looking for a place to live with the new friends you made while in the dorms in college? Then you probably know that rent is expensive. Getting an apartment is what the majority of students decide to do when moving out of the dorms. It is the next step…
  • $ALT: What It Is and 5 Ways to Use It
    By: Angela Hahn If you come into the financial aid office to ask about scholarship opportunities, chances are that the person sitting at the counter suggests that you use Salt. Now you’re sitting at home asking yourself, “What the heck is Salt, again?” let me tell you! Salt is an organization that the University of…
  • Verification is Important
    By: Karalyn Arnett You took advantage of the early FAFSA deadline and submitted your application in October, but now what do you need to start thinking about to ensure you’re ready to go for Fall term 2017? Verification requirements! You may have gotten an email from the financial aid office letting you know that you…
  • New Year, New Financial Goals
    By: Karalyn Arnett Happy 2017! New year, new you - right? Ok, maybe not for all of us. If anything, at least try to make some new financial goals for yourself! You do not have to do anything large, but if you are able to put some money aside each month from whatever your source…
  • 10 Things You Should Do For Financial Aid This Winter Break
    By: Angela Hahn It’s finally the most wonderful time of the year! Over the long break it’s important to relax, and enjoy time with family and friends but there are a few things you should get done in between festivities! Fill out the FAFSA! Make sure you get a confirmation e-mail too. If you do…
  • Cheap Ways to Stay Relaxed
    By: Karalyn Arnett Week 10 pops up out of nowhere for some students. Students are just getting off break and back to campus to face their heavy work loads. Final projects, papers, group meetings and work. All this happens during Week 10 and it can be a lot to organize. The best way to take…
  • Become Your Own Barista
    By: Karalyn Arnett Coffee, for me, is typically what tends to push my budget over the edge sometimes. Staying at $10 a week is what I plan for when I put together my budget for the term. Depending on my order that allowance lasts for two or three trips. Here are a couple of ways…
  • Decrease your Loans Today!
    By: Angela Hahn If you want to take out fewer loans, you need to find more scholarships! To find scholarships to put in your planner, you need to be looking in a few different places. The first is the Financial Aid and Scholarships website (financialaid.uoregon.edu), as a continuing student of any major, you can apply…
  • Do You Have Interest?
    By: Angela Hahn The term keeps going even if you don’t. It’s officially week six which means that we are in the midst of midterms, Halloweekend coming to a conclusion, and sicknesses are running rampant. While it may be a challenge to accomplish, with staying up to celebrate or to study, it is very important…
  • Who Are The Bloggers?
    Read below to find out some more information about our three student bloggers:     Angie is a first generation college student who is double majoring in sociology and theatre arts. She is currently a junior and will graduate spring of 2018. Outside of class, Angie enjoys dancing, writing, and spending time with her pupper,…
  • The More You Know...
    By: Angela Hahn For me, some of the most stressful moments of college happened before I even walked on campus my freshman year. As a first generation college student, I had a very remedial understanding of anything that had to do with financial aid. I was aware of what FAFSA was, I mean, I knew…
  • Don't Play Yourself
    By: Karalyn Arnett Did you receive a refund? It could be tempting to spend it all without thinking 11 weeks down the road when you have rent due in December and winter break is right around the corner. Don’t be left without money. Plan ahead by making sure you are on track to receive your…
  • Quick Ways to Make Cash$
    Have a Garage Sale One of the easiest ways to get rid of stuff you don’t need nor want, and make cash fast. It keeps the clutter in your life at a minimum and helps you gain some cash in hand fast. If you have large items to sell use Craigslist! It’s very good for…
  • Traveling on a Tight Budget
    Train Travel Amtrak Discounts for college students: Save 15% on travel year-round Amtrak offers discounts to students ages 17 to 25. With a valid Student ID you are eligible for 15% off the lowest value or flexible fare if you book your travel just 3 days in advance! Available at: www.Amtrak.com Personal Experience I live…
  • Eating on a Tight Budget
    Being a college student I know how hard it is to eat healthy on a tight budget. You don’t want to go get a good meal all the time because the price for a good healthy meal can range from $15 to $25! So we go to junk food and fast food because we can…
  • Tips for Transportation Abroad
    Studying abroad is an incredible experience that will grow your worldview, your knowledge of other cultures, and change your life. Improving your knowledge of money saving tips before you go can help to lower the price of your journey. There is a lot of information out there about how to travel cheaply. In my blog…
  • The Burrito Challenge: Seven Burritos in Seven Days
    Once upon a bean, in a land far, far away, a determined young man embarked on a challenge to find the most delicious burritos in the Eugene/Springfield area. The following is his account of real events: Day 1: Chipotle Did it hurt the burrito makers when they fell from heaven? Everyone’s favorite burrito chain works…
  • Save on Housing
    Although it might be tempting to have your own little abode, it’s so much cheaper to split your expenses 50/50. Why pay $700 when you can pay $400 or even $325? Roommates Rock Although it might be tempting to have your own little abode, it’s so much cheaper to split your expenses 50/50. Why pay…